The Mike Johnson’s Hickory Toyota finance department is focused on ensuring your experience with our dealership exceeds your expectations. Our friendly finance managers work with people from Hickory, Conover, Lincolnton, and beyond to find the right program at the most competitive rates.
We strive to work with every customer to ensure satisfaction. From Morganton to Lenoir, we’ve helped drivers secure financing that fits their needs and budget.
Whether you’re down the road or an hour away, you can use our quick pre-approval form to qualify for financing. We also provide a payment calculator to help estimate your buying power and monthly payments.

The friendly finance associates at Mike Johnson’s Hickory Toyota are here to help with all your auto loan needs. We regularly work with drivers of all credit backgrounds, from first-time buyers to those with excellent credit and everyone in between.
Start the process today by completing our secure online credit application or visiting us in person at our Hickory, NC, dealership. Our team will review your credit score, explore your options, and connect you with lenders that fit your needs.
With years of experience and a wide network of financial partners, we maintain a high approval rate, even for credit-challenged loans. Don’t wait. Apply today and take the first step toward your next Toyota!
We’re always happy to answer your questions and guide you through the financing process. Whether you’re ready to apply today or just exploring your options, our team is here to help. Contact us and we’ll get you started.
